Terms of Service

1. Agreement to Terms

Welcome to CAGR Calculator ("we," "our," or "us"). These Terms of Service ("Terms") govern your access to and use of our website, located at https://cagrcalculator.app (the "Website"), and the free online CAGR calculator tool provided therein (the "Service").

By accessing or using our Website and Service, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Website or Service.

2. Description of Service

CAGR Calculator is a free online tool that provides:

• 4-Parameter CAGR Calculation: Calculate Compound Annual Growth Rate, Final Value, Present Value, or Time Period
• Visualization Tools: Charts, graphs, and yearly breakdowns of your investment growth
• Smart Insights: Automated analysis and comparisons with market benchmarks
• Educational Content: Information about CAGR, formulas, use cases, and FAQs
• Share Functionality: Share your calculation results via URL

Our Service is provided free of charge and as-is without any warranties or guarantees.

3. User Eligibility

By using our Service, you represent and warrant that:

• You are at least 13 years of age
• You have the legal capacity to enter into these Terms (if you are a minor, you have parental or guardian consent)
• You will use the Service in compliance with all applicable laws and regulations
• You will not use the Service for any illegal or unauthorized purpose

4. Acceptable Use Policy

You agree NOT to use our Service for any of the following purposes:

Prohibited Activities:

• Illegal Activities: Use the Service for any illegal purpose or in violation of any local, state, national, or international law
• Abuse or Harassment: Harass, abuse, or harm another person or entity
• Automated Access: Use robots, spiders, scrapers, or other automated means to access the Service without our prior written permission
• Reverse Engineering: Attempt to reverse engineer, decompile, or disassemble any part of the Service
• Interference: Interfere with or disrupt the Service or servers or networks connected to the Service
• Malicious Code: Introduce viruses, malware, or other harmful code
• Impersonation: Impersonate any person or entity or falsely state or misrepresent your affiliation with a person or entity

5. Intellectual Property Rights

5.1 Our Content

The Service and its original content, features, functionality, design, code, graphics, and user interface are and will remain the exclusive property of CAGR Calculator and its licensors.

The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

5.2 Your Data

You retain all rights to the financial data you input into our calculator (e.g., initial value, final value, time period, growth rate). We do not claim ownership of your calculation inputs.

However, please note that your calculation inputs are processed entirely in your browser and are not stored on our servers.

6. Disclaimer of Warranties

We specifically disclaim all warranties, including but not limited to:

• Accuracy: We do not warrant that the calculations provided by our Service are accurate, reliable, or error-free
• Availability: We do not warrant that the Service will be uninterrupted, timely, secure, or error-free
• Results: We do not warrant that the results obtained from using the Service will be accurate or reliable
• Fitness for Purpose: We do not warrant that the Service is fit for any particular purpose

Investment Disclaimer: Our calculator is provided for educational and informational purposes only. It should NOT be used as the sole basis for making investment decisions. Always consult with a qualified financial advisor before making any investment decisions.

7. Limitation of Liability

This includes, without limitation:

• Loss of profits or revenue
• Loss of data or business opportunities
• Investment losses based on calculations from our Service
• Cost of substitute goods or services
• Any other indirect, incidental, or consequential damages

This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if we have been advised of the possibility of such damage.

8. Indemnification

You agree to indemnify, defend, and hold harmless CAGR Calculator, its officers, directors, employees, agents, licensors, and suppliers from and against all claims, losses, expenses, damages, and costs, including reasonable attorneys' fees, arising out of or relating to:

• Your use or misuse of the Service
• Your violation of these Terms
• Your violation of any third-party rights
• Any investment decisions you make based on calculations from our Service

9. Third-Party Links and Services

Our Service may contain links to third-party websites or services that are not owned or controlled by CAGR Calculator.

We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

10. Changes to the Service

We reserve the right to:

• Modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice
• Change the features, functionality, or design of the Service at any time
• Limit or restrict access to the Service for maintenance, updates, or other reasons

We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.

11. Termination

We may terminate or suspend your access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

Upon termination, your right to use the Service will immediately cease.

All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

12. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

Any dispute arising out of or relating to these Terms or the Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, or in a court of competent jurisdiction if arbitration is not available or appropriate.

You agree to submit to the personal jurisdiction of such courts for the purpose of litigating all such claims or disputes.

13. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.

What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

It is your responsibility to review these Terms periodically for changes. The "Last Updated" date at the top of this page indicates when these Terms were last revised.

14. Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

15. Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. The waiver of any such right or provision will be effective only if in writing and signed by a duly authorized representative of CAGR Calculator.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and CAGR Calculator regarding our Service, and supersede and replace any prior agreements we might have had between us regarding the Service.

17. Contact Information

If you have any questions about these Terms, please contact us:

18. Acknowledgment