Privacy Policy

1. Introduction

Welcome to CAGR Calculator ("we," "our," or "us"). We are committed to protecting your privacy and ensuring you have a positive experience on our website. This Privacy Policy explains how we collect, use, and safeguard your information when you use our free online CAGR calculator tool.

By using our website, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

2.1 Information You Provide

No Personal Information Required: Our CAGR Calculator does not require you to create an account or provide personal information such as your name, email address, or phone number to use the tool.

Calculation Inputs: When you use our calculator, you input financial data (e.g., initial value, final value, time period, growth rate). This data is processed entirely in your browser and is not stored on our servers.

2.2 Automatically Collected Information

Like most websites, we automatically collect certain information when you visit our site:

• Usage Data: Pages visited, time spent on pages, clicks, scrolls, and navigation patterns
• Device Information: Browser type and version, operating system, device type (desktop/mobile), screen resolution
• Location Data: General geographic location (country/city level) based on IP address
• Referral Information: The website that referred you to our site (e.g., Google search, social media)

3. How We Use Your Information

We use the collected information to:

• Improve User Experience: Understand how users interact with our calculator to optimize usability and fix issues
• Analyze Performance: Monitor website performance, load times, and technical errors
• Generate Insights: Identify which features are most popular and which need improvement
• Detect Issues: Identify user experience problems such as confusing navigation or unclear error messages

4. Analytics and Tracking Technologies

4.1 Google Analytics 4

We use Google Analytics 4 to collect and analyze website traffic and usage patterns. Google Analytics uses cookies to track your interactions with our site.

Google's Privacy Policy: https://policies.google.com/privacy

Opt-Out: You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.

4.2 Microsoft Clarity

We use Microsoft Clarity to understand user behavior through session recordings and heatmaps. Clarity helps us identify usability issues and optimize the user experience.

Microsoft's Privacy Policy: https://privacy.microsoft.com/privacystatement

Important: Session recordings do not capture any text you enter into the calculator. Clarity automatically masks form inputs to protect your privacy.

5. Cookies

We use cookies and similar tracking technologies to enhance your experience on our website. Cookies are small text files stored on your device.

Types of Cookies We Use:

Managing Cookies:

Most web browsers allow you to control cookies through their settings. You can typically:

• View and delete cookies
• Block third-party cookies
• Block cookies from specific sites
• Block all cookies

Note: Blocking cookies may impact your experience on our website.

6. Data Sharing and Third Parties

We do not sell your personal information to third parties.

We share data only with the following service providers:

• Google Analytics: For website analytics and performance monitoring
• Microsoft Clarity: For user behavior analysis and UX optimization
• Hosting Provider (Vercel): For website hosting and content delivery

These third parties have access to your information only to perform specific tasks on our behalf and are obligated not to disclose or use it for any other purpose.

7. Data Security

We implement industry-standard security measures to protect your information:

• HTTPS Encryption: All data transmitted between your browser and our servers is encrypted using SSL/TLS
• Client-Side Processing: Your calculation inputs are processed in your browser and never stored on our servers
• Regular Security Audits: We regularly review our security practices and update them as needed

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

8. Your Privacy Rights

Depending on your location, you may have the following rights:

• Right to Access: Request a copy of the data we have about you
• Right to Deletion: Request deletion of your data
• Right to Opt-Out: Opt out of analytics tracking (see Section 4)
• Right to Object: Object to our processing of your data

To exercise any of these rights, please contact us at the email address provided in Section 11.

9. Children's Privacy

Our website is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

10. International Data Transfers

Our website is hosted on servers that may be located in different countries. If you access our website from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States or other countries.

By using our website, you consent to the transfer of your information to countries outside your country of residence, which may have different data protection rules.

11. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us:

12. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

13. Your Consent

By using our website, you consent to our Privacy Policy and agree to its terms.